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1. Subscription Types

1.1. Individual Subscriptions
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1.3. Institutional Subscriptions
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SmartEconomist may discontinue or change the Service, or its availability, at any time with previous notice. The Subscriber's rights and obligations under this Agreement are not assignable. If any provision of this Agreement is invalid under applicable law, the remaining provisions will continue in full force and effect.

4. Choice of Law and Jurisdiction
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To the extent possible in the applicable jurisdiction, the parties irrevocably agree that the courts of England shall (subject to the paragraph below) have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions, and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts.

For the exclusive benefit of SmartEconomist and to the extent possible in the applicable jurisdiction, SmartEconomist shall retain the right to bring proceedings as to the substance of the matter in the courts of the country of your residence or, where these terms and conditions are entered into in the course of your trade or profession, the country of the place of business in which you agreed to these terms and conditions or (if different) the country of your principal place of business.

5. Renewal and Refund Policies
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7. Changes to Terms and Conditions
These terms and conditions were published on September 18, 2006. SmartEconomist may revise the terms in this Agreement at any time. By using the Service after any change in the Agreement is posted, you agree to be bound by all of the changes.